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How does compensation work for car accident claims?

When you are involved in a crash that was caused by someone else, your thoughts at first likely turn to getting treatment for any injuries you suffered. After that, the financial implications of the accident might start to sink in. In Florida, victims of car accidents have the right to seek compensation for the damages caused by the accident. If you are a victim who has been injured, you might like to know more about Florida laws regarding your situation.

How can I be compensated?

Under Florida law, every vehicle has to be covered by insurance. The law requires that drivers have a coverage that provides a minimum of $10,000 per person per crash for personal injury. The insurance company will be the one to handle your claim, but legal representation might be necessary if your settlement is considerable. Even if a person didn't have the coverage in effect at the time of the accident, it is still possible to seek compensation from that individual.

What should I do after the crash?

After the crash, the police should be contacted. The police will make a report about the car accident. This will include a determination of who was at fault. In most cases, you should obtain a copy of this final report to keep for your records because it is usually necessary if you are seeking compensation.

Understanding all the laws that deal with traffic accidents that cause injury is something that can take a lot of time and studying. This, however, is vital for anyone who is trying to obtain compensation. Knowing the full extent of your injuries, the cost of medical care and other factors are all things that should be considered when you are seeking compensation because they all affect what amount of compensation is suitable for your case.

Source: Florida Department of Highway Safety and Motor Vehicles, "Vehicle Insurance Questions and Answers - Involved in a Crash" Sep. 12, 2014

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