Future medical treatments for Florida victims of automobile accidents were affected by the First District Court of Appeal's decision on October 23rd, 2013. The First DCA in Tallahassee upheld the decades-old Personal Injury Protection (PIP) law for automobile accident victims. This will ensure that Florida remains a no-fault state, meaning insurance companies will cover accident victims regardless of fault in the accident. However, which medical providers people choose may be affected.
If you have ever been in a car accident before, you know how stressful the aftermath can be. First, you have to exchange insurance information with the other driver. Then, you have to call your insurance company and explain what happened. Even if you have good insurance that will cover the cost of the damage on your car, you still have to go through a lot of paperwork to get it taken care of. On top of that, many people end up injured in car accidents, leaving them to deal with medical bills as well.
On January 1, 2013, new changes to Florida's Personal Injury Protection (PIP) law took effect. These changes significantly limit benefits for medical treatment and disability pay for Floridians injured in car accidents. Florida law requires that every driver carry $10,000 in PIP coverage. This insurance is also called no-fault insurance since it pays regardless of fault in Car Accidents. Despite the fact that this coverage is mandatory, and based upon a premium payment that assumes the full $10,000 in coverage, Florida law now provides a loophole that can allow insurance companies to avoid payment of some or all of this PIP coverage.
The U.S. Supreme Court on Thursday upheld the controversial health care law championed by President Barack Obama in a landmark decision that will impact the November election and the lives of every American.In a 5-4 ruling, the high court decided the individual mandate requiring people to have health insurance is valid as a tax, even though it is impermissible under the Constitution's commerce clause.
As Citizens Property Insurance tries to eliminate more than 675,000 policyholders from its rolls by 2014, the state-run insurer is dropping coverage and raising rates at an alarming pace.
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Consumer advocates blasted a proposal that goes before the Citizens Property Insurance Corp. board today to uncap rates for new customers at the state's property insurer of last resort.